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Still waiting

June 27th, 2022 at 06:38 pm

I can't believe how long it's taking for some of the credit cards to rcv and apply my payments. Frustrating. 

I did finally make it to the credit union to pay off a loan. I also took 10K out of our savings account there, and moved it to another credit union we bank (er, save) with. We have been with the original CU for 25 years. And they are making it harder and harder to access my money. Need to call ahead to take out more than $1k. They are closed on Saturdays now. It's 20 miles away, found out the closeure the hard way. LOL. I made 8 cents a month on intrest with a 10K+ balance... and yet, at my new CU, I have a $2600 balance I also made 8 cents on. The math isn't mathing for me anymore, so we are going to close that account. Of course, they allowed me to w/d the 10K (cashiers check), but won't let me close the account. Because joint means nothing. Wink So, I'll let the husband update his auto-savings and then close that sucker out. 

The theme for 2022 is LESS IS MORE. Less accounts (but more money is good!). 

 

P.S. Spell check or auto correcter is not being my friend today. Sorry for any mistakes. Big Grin

Posted in Uncategorized | 2 Comments »

2 Responses to “Still waiting”

  1. crazyliblady Says:
    June 29th, 2022 at 01:29 pm 1656509340
    1656509340

    I feel you with the lack of interest on savings. Does any other credit union or bank near you offer a high interest savings account? I have 12 savings accounts (9 are sinking funds) and one of them that I consider a long term savings gives me 3.92% on any amount up to a certain amount. So, I keep exactly that amount all the time. Each month I transfer the interest to another account.

  2. Honey Says:
    July 1st, 2022 at 08:10 pm 1656706252
    1656706252

    @crazyliblady - That's a good long-term savings rate. I honestly haven't checked around for those yet. In the past savings accounts were always grab later accounts for me. It's only been the past 2-3 years that we've been actively saving! I'll have to check around!! Thanks for the tip!

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