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Savings accounts are growing

August 12th, 2022 at 06:21 pm

Husband was paid today, and I moved $500 to our joint CMA for down the road investment purposes. I also paid $140 principle only to my mortgage. I contemplated putting that money in our Snowball account, but figured it was more fun to pay each week. There are some months it will be the whole $1500 out of one check, this month, I had to split the $1500 across 4 checks, so last week, I paid $100, today $140 and then I will pay the remaining out of the last two checks of Sept. I think this helps me interest wise, too. 

I had $200 earmarked for extra payment to my student loan, which is still in limbo. So, it's in my Snowball account. And finally, I have $400 for groceries this week.

I think we are planning to do some DIY house projects this weekend, so I expect some Home Depot spending. Nothing crazy, just adding paneling/board and batten on a few walls. Probably less than $200 total for this weekend.

Our meal planning is not happening, so I need to get serious. It’s been a crazy month, and we are trying to get past the baby shower - and hopefully things will calm down a bit. But then right around the corner is grand baby #2, Halloween, Thanksgiving and Christmas. So, maybe a slow, quiet inexpensive September, please? Haha. One can wish.

4 Responses to “Savings accounts are growing”

  1. VS_ozgirl Says:

    I’m putting my hand up for a slow quiet inexpensive September too! Hoping you get a bit of breathing room next month

  2. Amber Says:

    Love the progress, keep at it

  3. Lots of ideas Says:

    For meal planning, one way to get started is to assign each day a ‘theme’ like

    Sunday barbecue
    Monday Soup and sandwich/Salad
    Tuesday Tacos/Mexican
    Wednesday ‘Prince Spaghetti Day/Italian
    Thursday Breakfast for dinner
    Friday Pizza/calzone
    Saturday Leftovers/clean out fridge or takeout/go out depending on budget

    Or, if your family members are old enough to make simple meals, assign everyone a day to plan, prepare, cleanup. No plan? PBJ it is…

    Or, ask everyone for their 2-4 favorite meals. Write on cards. Pick 7, plan shopping. Match to day of the week based on activities planned.

  4. rob62521 Says:

    Great plan, Lots of Ideas! Meal planning is really vital if you want to save money on food. Plus, trying to buy stuff on sale for those meals.

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