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Let me give you some SERIOUS financial advice

June 21st, 2022 at 09:16 pm


Don't send off checks to pay off your debt (by way of snowballs or refi) on a FRIDAY evening, before a Federal Holiday on the following Monday. You will DIE of anticipation. I swear it. 🤪

I mentioned in my last post that several of the payments stayed local here in the Phoenix area. I've been refreshing my apps all day. AND ONE FINALLY HIT! Yay to Capital One!!! I closed the card over the weekend, I will have to make a $20 payment online, but by the end of that day, that one is a GONER!

3 Responses to “Let me give you some SERIOUS financial advice”

  1. mumof2 Says:

    It's weird how Americans still use cheques...over here if you were to deposit a check from anywhere even the irs it has to go into the bank and you have to wait for it to clear before anything happens...even with govt you would hate that here...can't tell you the last time I knew anyone that used a cheque...but glad that you are getting things paid off

  2. LuckyRobin Says:

    Honey, yes, the waiting can be intense, but you will be so excited as each one hits and you can close everything down.

    Mumof2, we don't use checks often, most people use debit or credit cards, but with a payoff like this, they don't just hand the money over for you to pay it off yourself. They write checks to make sure the money goes where it is supposed to go and the creditor knows it is a check that won't bounce since it is from the refinance company. I only use checks for 2 bills that charge if you use debit or credit cards online and won't do auto payments. There is no fee for checks.

  3. rob62521 Says:

    Yeah, paper checks can take forever it seems if you are the one getting the money, but like Lucky Robin said, a lot of times checks are still cut.

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