Funds from refi were disbursed yesterday, and my old mortgage is now showing paid off. And my new mortgage is saying: PAY ME!

Thanks to some great advice the other day, I have plans to visit some of the locations where I have accounts, and pay directly to them, vs. sending out the check. I don't think I've ever really lost mail - but something about the checks in the mail makes me think they will get lost, and what a hastle that would be. 

I need to update my sidebar... and create July's budget! Groceries and Costco are going to be the hard ones to manage... so I need to make a good plan!