Forty-something wife, mom, mother-in-law and grandma (aka Honey) in sunny ArizonaA long, long time ago, I had an account on SavingAdvice. I could not get the account reset, so I tried to make a new one. I was having a ton of technical issues, and gave up a few times. But, I wanted to be here again so bad... so I sent a few emails, don't think I heard back - but after trying again today, I was able to create a new blog!
This is so what I need to get back into budgeting and saving.
Some background. I worked for a large global bank for 16 years, and just last month decided to be a bit audatious, and applied for a job at another large bank, for 35K more a year (probably could have been more, but I also get nervous and short change myself). I am now making more than I ever thought I would - and at the ripe old age of 46, need to get my life together. OUR LIFE TOGETHER. WE NEED TO GET OUR LIFE TOGETHER. There is a partner in all of this -- my husband of over 27 years. 
While he does like to save, I am the bigger nerd who likes to plan to save and pay down debt (which we've done several times over the years -- going for once and for all here, people!)
Pardon the dust as I work to get everything all set up. Especially now that my pay frequency/timing has changed and I need to create a budget. We spent the last two years on auto-pilot, spending whatever we wanted. And I am afraid we are going to pay dearly for that come retirement in 20 years (if not sooner).
So, more to come new friends!
February 22nd, 2022 at 05:52 pm 1645552333
February 22nd, 2022 at 05:58 pm 1645552690
February 28th, 2022 at 02:21 am 1646014863